CIVIC is your local Seattle private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Seattle private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Seattle private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Seattle.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Seattle real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Seattle private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Seattle private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Seattle private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Easy to work with
Quick turn around from start to finish
Highly recommended. They are professional, diligent, and courteous.
Outstanding service time and time again. Reliable, Honest and dependable place to do business. Great team, great people provide great service
Our Director of Business Development is amazing. We work with many different lenders, and we go with CIVIC because of our relationship we have with Ben shaevitz. I appreciate his knowledge, his communication, work ethic, commitment and accountability. If he […]
It’s been a pleasure working with Anthony!I have already referred a friend who also closed a loan with Anthony. He is the man!!
The process with Civic Financial was great from start to finished and we close in days!
Because mark liker is the man. Communicates well and gets the job done
Thank you Marco and team for making the funding process so easy and fast! Lets close some more
Civic is consistent with their high level of service. They always come through for me and I look forward to continued business. Big thanks to Melissa who is the best Account Executive anybody could ask for!
The team is very Professional, responsive and and handles transactions with sense of urgency
Good service, would send more business
Because you worked with us all the way until we closed providing all the support we needed
I had a great experience with Civic, excellent service
The Civic team makes my deals close seamlessly! There commitment to going above and beyond is what set them apart. Jackie and Becky Are awesome !!! I really appreciate your outstanding lever of customer service. If your goal is to […]
Working with Jacquelyn Boyles just made things easy
Ease of doing business, agile responsiveness, and consistent professionalism
Will, Aly and Marisa are awesome to work with. Everytime I need funding formy projects, they always make it happen
Great fast service
Fast and easy to work with
A big thank you to Arnold Podrebarac and Jenna Alvallero for making this loan happen! Thank you so much. You handled it like a champ!
Randi is responsive and reasonable
Matt is very knowledgeable and easy to work with.
Justin, Marisa, and Ally are such a great asset to have behind us. This deal was very unique, and not sure we could’ve gotten it done anywhere else!!
Civic Financial through Kendra Rommel and her assistant Leslie Grant, worked fast and were always on top of things. They made sure to keep us updated on whatever step was next. They delivered on what they promised and we got […]
Always a pleasure working with Whit and Vanessa at CIVIC. Loans are not always easy and some can be challenging and time consuming but Whit and Vanessa always step up to make sure things get done in a timely manner. […]
Woot woot! Woot woot!
I had a great experience with Civic!
Great cuatimer service. AE just great . transaction was closed . customer was happy
Great communication!They were able to do what other Investors could’nt.
Civic team did an excellent job of completing my buyers purchase transaction. Dan Crouse was always readily available for any and all questions and concerns
Rance provided an excellent service throughout the whole process and has been instrumental in closing our loan. We appreciate his help and will definitely come back!
Thanks for fast and efficient service I would recommend them to anyone looking for a loan
Prompt Service and timely attention to the needs
Kevin is very professional and a pleasure to work with. Thank you
Great communication, great service!
Closed another one with Jackie at Civic!
Great rep who followed through. Good rates and terms. Ease of process worked well for me as a builder.
Civic Financial is second to none in providing quick and reliable lending. I was presented a property opportunity but needed a cash out refinance done in 4 days. Ryder Byrne and Michael Hoyt pushed it through quickly and with very […]
The Civic team is simply superb!
Excellent company to work with, very fast, no complication, Steven Fisher is the best account executive and very professional
The interest rate is good. Employees are professional. Worked with Nathan; he is just awesome. The closing process is streamlined and very simple
My experience with Civic was smooth and fast. My AE Chris Rosas was in constant communication throughout the loan process.
Michael was amazing at getting this done quickly and thoroughly
This is our second transaction with Civic (Peter Kramer) and we couldn’t be more pleased. Thanks again for all you do to help us “make it happen”!
Very professional company and they work hard to satisfy the customer and get the loan funded
Fast processing and excellent communication!
Jackie is on point, quick to respond and a pleasure to work with. . . if you want a fast closing – better call Jackie!
Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing
Working with Mariam Adams makes it a 10
Very supportive and quick close. Arnold is great to work with
I had a great experience closing my first deal with Civic. My account manager is fantastic. He has been nothing but responsive, professional, and easy to communicate with. We were able to close quickly and I am anticipating on doing […]
Jackie Gonzalez was incredible. Patrick Morgan put us in touch with her immediately the day we reached out and we closed just weeks after. Jackie was on the ball, kept us updated, was super knowledgeable and worked with us the […]
4th transaction (this year) with the AMAZING team over at Civic and YES!!!!. . . . another quality experience with these professionals! Mid Civic rolling out a new loan product that I wanted to take advantage of, on top of […]
From the moment I made an inquiry call and got a return call from James Hatcher within minutes I received nothing but excellent service. There was a fast pace the whole time and from start to finish it was over […]
Great service all the way through
Very professional, always answers his phone whenever I have questions. We were able to close my loan in 10 days
Eli was great, he was very responsive, all staff also gave timely responses, and friendly staff
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
Dear CIVIC team, Your team worked hard and efficiently to make the deal go through. Eric Weidner was excellent in communication, help and support. He was in every step of the loan process, provided lots of support and guidance, made […]
Excellent follow up and teamwork to get the loan closed
Great experience. Very happy with my experience
Off the chart care, communication and clear concern for finding a solution benefiting me.
Another 5 Star experience with Marco and Corey!
The Experience was Fast, Easy, Simple. The team did a great job assisting me!
Civic has a great process and are fair.
I would recommend them to anyone
Fast response, quick close
Dan did a great job! 4 days start to close!! Very impressed!!
My account management team is really awesome. Always willing to help and respond quickly which is vital in the real estate realm where you need responses quickly or you have the potential to lose out on a deal
Very smooth closing
Jackelyn and Rebecca make a great team!! They are on top of the ball, get things done, and know their stuff!! Will continue working with them and Civic Financial!!
We absolutely loved working with Civic!Our broker Blake Rogers agreed to meet us in person and we were very impressed with his knowledge, responsiveness, honesty, and genuine understanding of what WE needed, and try to work with that. We were […]
Jack, Heidi and Jose Thank you for the excellent job . Gracias to Help my clients Civic Financial Services are my number one lender; more than 18 loans
Civic was promptly funded our deal when it’s ready. Especial mention to Marshall who personally assist us to our transactions. Hopefully we’ll be working more with them and will definitely recommend to other investors. Mahalo!
Marco and his team are awesome! They make the process so simple and quick!
I recently closed on a transaction that was smooth which is very important to me our reputation with RE agents that bring us deals. I feel I can trust the folks at Civic to deliver what they said on time […]
Vanessa Lopez is fantastic at Piloting us through the loan process. Jack Helfrich is always there for issues when we need him. Of course Civic is competitive with the other Hard Money lenders who approach us
Marshall has been great from start to finish. He explains things clearly, is always friendly and pleasant on the phone and is patient with me, but still very quick to respond
Great, reliable, speedy service
Fast and efficient loan process and closing
Cristian Gonzales was a pleasure to work with. He was always very detailed and on top of my loan he would ALWAYS answer my calls and all the questions I had. Process was super fast and just couldn’t be happier. […]
Because Justin and Chelsea were great throughout the entire process, they made sure everything that needed to be done got done and that it was a extremely smooth process
Once again got my deal done in a quick efficient manner. Civic has been my go to lender for private money for over two years now. Keep up the good work Civic!
Working with Steve, Corey, and Chelsea is great.
Arnold at Civic has been Awesome to work with
The loan application process went smoothly and easily. Marian and the rest of your team were extremely helpful with all of the questions I had. I would be happy to work with her again
Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.
I had a property I needed to close in a short period of time. Nick Flowers contacted me within an hour of placing the request and worked with me diligently to get it closed. Always answered my phone calls and […]
Fast and easy closing
Repeat customer. Dave and his team are great
Ease of transaction. Justin was available to take my calls even while on vacation
From start to end. Service is always excellent. Thank you team
I felt very comfortable using Civic Financial as a hard money lender. There were no hidden costs and everything was kept up front. Rance Brown was an excellent account representative and was always available to answer questions. I would not […]
Kendra & her team were amazing, Hi Leslie. First deal with Civic, smooth as a lake at 5:00 am! I’m looking forward to a long term relationship with CIvic.
Excellent service from Rebecca and Jackelyn. Always available to solve and issues or concerns
My account executive Mariam was extremely professional, incredibly responsive, and just an overall pleasure to work with. The one or two times that she may have not been 100% certain of something I could count on her to find out […]
Fast service. Minimal paperwork. Great team overall
Justin is awesome!
Peter communicated with me effectively. Always responsive. I would love to work with him again in the future!
Very fast lender, fair terms, and excellent communication. We felt that Civic tries to find ways to get deals done not kill deals
As a Realtor I have closed 547 transactions in my 7 years and this company was quick and reliable. Contract go close in less than 7 days .
I have used Civic multiple times and wouldn’t hesitate to recommend them to anyone thinking of using them. The whole team works well together and moves the file along seamlessly. Grateful to get to work with Cameron
Rance was able to answer all my questions and his response time was usually within an hour regardless of day or time
Good rates and good communication
The customer service was great
Peter Edmunds is fantastic to work with he gets on a file and keeps pushing always available even though there is a three hour difference in our time zones.
A lender I can trust always!
This was an emergency situation and I need to refi quickly before my other mortgage ballooned – CIVIC came to the rescue like a government bank bail out and they delivered fast without any hassles!
Honestly, Randi made the entire process extremely painless. Even when the simplest snag came up, she was on the phone to resolve immediately. She was thorough, direct, and honest. I cannot wait for the next property.
Completed refi seamless and communication was completed in a timely.
Very responsive, professional, and knowledgeable. Went the extra mile for us. Would highly recommend in the future
Michael was very informativeand professional. He was always available even after regular business hours. Heidi also handled the paperwork efficiently and quickly
Turned around my funding request pretty quickly. Easy to work with. Good rates. Have already recommended you to another investor
Civic is an extremely reliable company, and Scott gave us superb service
Every closing we have with Civic has been a great one!
Ben, Dianabel and Vanessa were amazing to deal with once again!
Great team to help get through the process.
Because the service was great! Came up with a plan and executed. Correspondence was very timely
This was my first time using Civic and they delivered as promised. Extremely efficient and easy to work with.
Matt Rabinowitz was fantastic! Since this was my first time securing funding via Civic, I didn’t know what to expect. But, Matt was able to facilitate a cash-out refinance that took less than two weeks from application to having the […]
Communication and timeframes were gave and met. You don’t usually get both. Great working with your company
Randi, is awesome! She makes herself available by phone, text, or email which makes it very easy to get in touch with her when needed. She answers questions clearly and concisely and she stays on top of her loans. She […]
Experience with civic was great. They answered all my questions and never delayed on anything. I was on a time frame and gave them a very short notice for closing and they made it happen.
Timely close at the right time
Marco and his team are great!!
The speed /quickness is important
Will is defiantly someone I would like to do business in the future
Excellent AAA service by Account Rep!
Excellent. I would recommend to anyone.
Beyond my expectations- they was great customer service, quick turnarounds and lowest rate than any other hard cash lenders i used. Highly recommended to anyone
My point of contact, Michael, was exceptional from the get go. I informed him of my needs and strict targets I had set. He did everything I required and got me a fast closing. Now I’m onto my next investment. […]
Chris L did a great job on funding our difficult deal. He never left me in the dark. I will definitely take my next INVESTOR deal to Civic because of Chris’s consistent follow through.
Every one on the team had to put their best foot forward to close this transaction and no one gave up, it was extremely challenging. We all stayed the course and closed. David, Arnold, and Jenna are excellent to work […]
Funding- Quick Closing
It is always apleasure to work with Civic!
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
Great people to work with
Communication is off the charts and definitely exceeds expectations. Not once did I have a question that wasn’t already answered. Not once did I have to reach out for status. Communicating via text, email, phone calls, and with lighting speed […]
I was really appreciative of the follow up, attention to detail and consultation from the loan officer, Ryder Byrne. I especially liked the programs and speed of which the transaction was funded
Ben and team have been great! Thank you
Fantastic follow up. Good rates. Strong customer service
Great communication. On time and great follow up
That was the easiest closing ! Thank you for another great closing.
The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]
Our broker partner is always there to help and takes time to explain. His underwriter team in California are ALWAYS a tremendous help to making sure we have everything on file and amazing communication.
Second time using CIVIC for me. Great team to work with and seamless financing.
Very quick turnaround and professional positive attitudes
Previously worked with the Account executive in the past and was excited to know that she was going to be employed with Civic. She always strives to go over and beyond to help others
Civic is a great company to work with, they get things done quickly and my AE Tedd, is great at picking up the phone and answering all of my questions. Keep up the good work!!
Excellent communication, timely responses, clear cut terms, and they were able to meet my needs
Thank you for a great experience at Civic. Smooth transaction. Dan worked with me from start to finish answering every question I had. All staff emailed promptly and all docs were in order in a timely fashion. Will recommend to […]
Great communication and availability
Very reasonable rate, closing the loan quick and I got the amount I wanted. I also got the Home Depot Rapid Pass app
Jacqueline and Rebecca always do a great job for my borrowers
Dan was great communicator, Very well designed website where you can upload all the documents needed for the transactions, Competitive rates
Bijan was very helpful and informative throughout the loan process. We’ve worked with him before and he helped us throughout the loan. We have worked with Bijan for a few years and he has been very helpful, honest, professional and […]
Jacquelyn is awesome!!!
Outstanding work Civic- thank you!
Great service! Jack and Aly were extremely responsive and understanding to a tough deal
Super fast turnaround.
Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals
I found the Civic team to be thorough, fast and highly professional. You couldn’t ask for a better group of people to guide you through the lending process
Jackie and Rebecca are the best team ever
Great, Friendly Service
Justin was great to work with and helped me push this through so fast. Great person!!!
If you have a loan that fits their box. They are extremely good.
The professional manner in which Civic and escrowapproached the loan refinancing project. Justin was awesome. A person who does what it takes to handle a huge project
Very nicely working team
Talar was amazing and was always there with updates.
Excellent service. CLAYTON DANLY went above and beyond. Highly recommend
Our Account Team, Melissa Salinas and Michael Hoyt are always fast, professional and very knowledgeable. Can’t think of a better lending experience – time and time again!
Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game
Excellent communication. Very punctual
Been in this business a long, long time and Civic has by far become the only lender that reminds me of the good ole’ days!! STELLAR COMPANY! Thank you, Justin Segal!!
Marco is a fantastic A. E.! Corey is a great AM! I couldn’t be happier with our experience on our Dunn file. It has been some time since I funded a file with Civic and this was the quickest and […]
Rance was great to work with. Quick turn around and great rates for private lender. Worked well for us!
I have worked with Civic Financial Services on few transactions and they are the best to work with when it comes to private deals. Very professional and responsive. They have always exceeded expectations for me and my team. We will […]
Very responsive & helpful
Ben is exceptional, and makes the process feel seamless and efficiently quick. He is always there to assist if there are any questions, even when it may be something outside of his department
Very responsive. On top of things. Great communication with insurance agent, escrow
John Paul is the best rep!
Good, quick, easy to work with
Held my hand through the whole process
We make a great team
Very helpful, friendly staff, good communication, great tastes and quick closing!
Randi was professional,caring,informative and pleasant to speak with. She did everything she said she would do and some extra
Mariam and Lillia are great
Civic Financial Services did a great job with our loan. They looked at our experience as a renovation company and gave us a very competitive rate. They were also very responsive, funding our loan within about 7 business days of […]
Great bank to work with
Always good to work with Jackelyn and Rebecca.
Civic Financial is easy and very professional to work with!
My AE, Jackelyn Gonzalez has one of the quickest response times which is greatly appreciated. Their overall customer service is excellent as well!
Scott Vincenti is probably one of the greatest referrals I’ve received. He’s very well spoken and just a well rounded guy that is very knowledgeable about the business. He’s never not been able to answer a question, on top of […]
Another flip financed by our awesome dawesome team at Civic financial. Big thanks to Brian and Kailyn for making the process ultra smooth and efficient. We could’ve closed in just one week!This is the A team at Civic Financial make […]
Justin and his team are always a pleasure to work with, professional, timely and always there to support your transactions to the finish line
Ben and Vanessa were amazing to work with. Both very quickly to respond to any questions and provided superior service
Wade is a tremendous asset
Very helpful in getting my investment LLC going